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Securing the Very Best Possible Mortgage

When buying a home, what most buyers do is start house hunting first. However, experience proves that this is one of the last steps you should be taking to get the most home for the least money. The fact is, shopping for the best financing should start long before you start shopping for a home.

Don't Get Pre-Qualified – a rate hold and a certificate saying you are pre-qualified is not what you want.  These certificates are worthless as none of your information has been verified.


You want to get Pre-Approved.  This includes verification of your employment history, credit history, down payment and affordability amount.  After this happens, you are actually APPROVED for the mortgage, and the only loose end is the appraisal on the property, which usually is paid for by the lender.


This is a powerful weapon we recommend all our clients have in their negotiating arsenal.


Let us introduce you to one of our Mortgage Consultants, who would be a good fit your situation.

Mortgage Calculator

This calculator is for information purposes only. Users should not use this calculator to make any financial decisions and should speak with their bank or mortgage broker. The website owner does not guarantee the accuracy or reliability of any information or calculations provided by this calculator. The website owner is not liable for loss or damage of any kind arising from the use of this tool.
Reciprocity Logo The data relating to real estate on this website comes in part from the MLS® Reciprocity program of either the Real Estate Board of Greater Vancouver (REBGV), the Fraser Valley Real Estate Board (FVREB) or the Chilliwack and District Real Estate Board (CADREB). Real estate listings held by participating real estate firms are marked with the MLS® logo and detailed information about the listing includes the name of the listing agent. This representation is based in whole or part on data generated by either the REBGV, the FVREB or the CADREB which assumes no responsibility for its accuracy. The materials contained on this page may not be reproduced without the express written consent of either the REBGV, the FVREB or the CADREB.